HCF Academy
Insurance Basics
What is auto insurance and why do I need it?
What is third party liability insurance?
What are accident benefits and why are they so expensive?
What is an insurance peril?
What is physical damage coverage?
What is collision coverage?
What is comprehensive coverage?
What does all risks coverage mean?
Do you know what’s included in your car insurance policy?
Insurance Claims
What is an insurance deductible?
Misconceptions of no fault insurance
High vs. low deductible. Which one should I choose?
Does an insurance claim make my premiums go up?
Does a windshield claim make my insurance go up?
How are insurance rates calculated?
What to do after a car accident?
Fault determination rules and how do they work
Premiums
What is high risk auto insurance?
How can I lower my insurance premiums?
Why does my age and gender impact my insurance rates?
Why do insurance companies care if I’m single or married?
Why does my postal code affect my insurance rates?
Why are some cars more expensive to insure than others?
Top 10 tips for cheaper insurance.
Coverage & Endorsements
What is an insurance endorsement?
How does rental car coverage work?
What is a waiver of depreciation?
What is the family protection endorsement for?
Why do I have to have full coverage when financing?
Why accident protection doesn’t mean a freebie accident?
What are your insurance options when renting a car?
Young Drivers & Safety
6 tips for longer lasting tires
Safety tips for teenage drivers
Car insurance for your full-time student
Your teenage can drive- now what?
How to help your teen become a safe driver?
Carpooling. Are you at risk?
What you should know before lending your car?
Protect your family with the right car insurance coverage
Real Estate
How do I calculate my maximum home affordability?
Does my credit score impact my ability to get a mortgage?
What’s the difference between a deposit and down payment?
What is mortgage default insurance, and do I need it?
What is the RRSP homebuyers plan?
What is the first-time homebuyers tax credit?
What is home insurance and why do I need it?
What is the land transfer tax rebate and am I eligible for it?
Why you should always get a pre-purchase review?
How much can I expect to spend on closing costs after I buy?
Do I always need a home inspection when buying a home?
What is title insurance, and do I need it?