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Speak With An HCF Expert About Your Homeowners Insurance


Homeowners Insurance Protects

Your Property

Protects your building and any attached or detached structures on your property.

Your Possessions

Protects you for loss or damage to your belongings and personal property.

Your Liability

Protects you financially in the event you accidentally cause property damage or bodilyinjury to others.

Additional Living Expenses

Provides financial assistance if you can’t live in your home during repairs after an insured loss(ie. hotel, restaurant and storage costs).

From Things Like



including damage caused by
attempted theft

Water Damage

sewer back up and overland
flooding can be added as
an additional coverage

Vandalism and
malicious acts

Windstorm or hail

Falling objects

a falling object which strikes the
exterior of the building

Identity theft

cover costs associated with
identity theft such as lawyers
notaries of defending
criminal charges



Building collapse



due to a sudden, unusual and
faulty operation of any heating
or cooking unit in or on
the premises

Not Your Average Insurance Brokers

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Have Questions?

If you have any questions, please do not hesitate to send us a message